Compare Health Insurance vs Ameriplan Health® Benefits
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It is important that you understand that Ameriplan Health Benefits ARE NOT INSURANCE, nor are they intended to replace
any Health Insurance Plans in place. They are intended to provide affordable health care to the millions of Americans without
any health insurance coverage, whether it is due to their Employers not providing health insurance benefits, or due to the fact
that they just cannot afford the cost of health insurance premiums, or because they cannot get health insurance coverage due
to ongoing medical problems they are experiencing.

Ameriplan Health is also a wonderful SUPPLEMENT to existing health benefits, by filling in where there are coverage gaps,
and more importantly, making it possible for individuals to obtain high deductible catastrophic health insurance having more
affordable premiums (the higher the deductible, the lower the premium). Ameriplan Health members enjoy deep discounts for
routine healthcare while satisfying their health insurance deductible. And with the introduction of recent healthcare legislation
(Health Savings Accounts or HSA's), these "out-of-pocket" routine medical costs can be paid for with pre-tax dollars.

Health Insurance	AmeriPlan Health® Benefits

Up to $1,200 monthly health insurance premium, limited to family members Health insurance waiting period of 30 to 90 days	$49.95 to $59.95 per month member fee includes entire household (even those not related) No waiting period
Pre-existing conditions are usually excluded from health insurance coverage	All ongoing medical problems are included
$300 - $1,000 or more health insurance deductible	No deductible - Save immediately

        Health insurance claim forms for Physician                                            No claim forms
            and patient

            $750 to $1500 annual dental insurance spending limit                             No annual limits

            Must give prior notice to Health insurance Co.                                       Can change Physician at anytime without notice
           to change Physicians

            Health insurance premium may vary each year                                      Rates guaranteed for two years

           Vision Care/Eyewear- Usually an Extra Cost                                           FREE Vision care plan
            Rider to health insurance policy, or excluded